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The Housing Market maybe down but defenitely not out!!! Despite what must people think , now could be one of the best times to buy a home in years. Home prices have dropped, and due to an interest rate cut by the federal reserve, mortgage rates are expected to come even further down then they did in the hight of the housing market boom. What does this mean for you.........? A perfect buyer's market.

This is the market buyers should be excited for. Normally when rates are low it spurs home prices to rise. The lower the rates , the higher the home prices. WELL WHAT IF YOU CAUGHT THE MARKET JUST RIGHT. The last 3 months in the market mortgage rates went up sending home prices down. Well rates have just dropped and the home prices are still low, making these homes even more affordable and valuable.

GRANTS are now available for Nassau and Suffolk county residents. They are based upon income of the individual and their family who will be living with them. You must be a resident of the county before you apply for the grant and are eligible for upto $15,000.

When you are ready to purchase the new property you've always wanted or you want to refinance your current home, our experienced team of loan officers will help you through every step the lending process with luxury service.

Finding the best mortgage broker for you. When you decide to buy a home or refinance a mortgage, it's a big step. Dynamic Mortgage Bankers, is the best choice to be your mortgage broker. Imperial Mortgage will not only get you the best rates, they will guide you every step of the way through a closing without any surprises or hidden fees.

Click here to view a daily mortgage rate lock advisory.

Licensed in: NY, PA, GA, FL, CT.
Licensed Mortgage Bankers, New York State Banking Department

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Buying a new home
is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage broker that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage broker is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! The brokers we recommend make it easy and worry-free to reduce your interest rate and monthly payment. They can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. Our recommended brokers can help with the best program to fit your goals.

The mortgage professionals we recommend will give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

American Bankers Association
America's Community Bankers (formerly the National Council of Savings Institutions and the U.S. League of Savings Institutions)
Comptroller of the Currency
Consumer Federation of America
Credit Union National Association, Inc.
Federal Deposit Insurance Corporation
Federal Reserve Board's Consumer Advisory Council
Federal Trade Commission
Mortgage Bankers Association of America
Mortgage Insurance Companies of America
National Association of Federal Credit Unions
National Association of Home Builders
National Association of Realtors
National Credit Union Administration
Office of Special Advisor to the President for Consumer Affairs
The Consumer Bankers Association
U.S. Department of Housing and Urban Development


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.26%6.47%
15-yr Fixed5.78%6.08%
1-yr Adj5.1%6.33%
* national averages



Related Links
Home Buyer Guide


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Licensed in: NY, PA, GA, FL, CT.
Licensed Mortgage Bankers, New York State Banking Department